★ My Retirement Renaissance


Last modified: April 24, 2019

13 Responses to :
★ My Retirement Renaissance

  1. A pretty rocky start, but an amazing turnaround. Looking forward to following the FI journey. Good luck Steve.

    1. Thanks Brian, I appreciate your encouraging words. It should be a fun, fun ride next year for sure. :)

  2. I’m so impressed with your huge turnaround! I also started out as a spender in my early 20s. It kind of kills me to think of all the money I wasted, but lesson learned I guess! I still think figuring it out in your late 20s is much better than never! Sadly, some people never figure it out. :-(

    1. We’re with you, Dee! We started out as spenders, too. I’m glad we figured it out this year and made changes pretty quickly.

      Steve, always great posts! We enjoy following along with you and your FIRE journey!

    2. Thanks Dee! Appreciate the kind words – turning my lifestyle around was definitely the best decision that I’ve ever made, and the closer that we get to retirement, the happier I am that I recognized the problem and active decided to work towards a solution. :)

  3. Fervent Finance says:

    Can’t wait for you to call it quits and teach me about the RV life!

    1. Trust me, me either! I’m sure after the first year I’ll be able to write a book about all the mistakes that we made, but hey, that’s all a part of life! I am definitely looking forward to learning this new lifestyle, and it can’t come soon enough.

  4. Tim says:

    Nice work!! that is a really nice step up in your NW basis for a 1 – year period. I was hoping to increase my NW by $100K this year.. but with only 1 income going into that equation…. My goal was very lofty and I’m going to come up a bit short… By I’m gaining some traction with dividends and passive income so maybe I can produce that $100K increase I’m looking for in 2016.

    1. J. Money says:

      Helluva good challenge indeed!

    2. Thanks Tim! For a single income, there’s absolutely nothing wrong with saving in the neighborhood of $100k. Keep saving like that and I bet you’ll be ready to retire before plan. You’re building exactly the kind of lifestyle now that you will need once financial independence hits, and that’s a truly wonderful thing.

  5. Love it! Takes a big person to stare the mistakes you’ve made in your life in the face and acknowledge that they are destroying your future. Takes a lot of courage to make that change. Good work!


    1. Thanks DP, appreciate the comment. You’re right, and admitting to your mistakes is really the first step in changing course and bettering your life. If you can’t admit where you went astray, then “going astray” will be your lifestyle choice! :)

  6. Alex Gergely says:

    Hope you can help me, as I find your blog fascinating and encourages me to further take a baby step toward early retirement. My situation is probably not unique, but I am.
    I am 50 years old, single and have relocated 4x in 12 years, for various corporate marketing positions. However, I desire to get off that corporate treadmill.
    I have about $750k in retirements sheltered in tax free accounts, but cannot touch till i am 59.5 years old. So, that leaves me about $250k in taxable accounts, that I can live on or make down payment on retirement home or possibly an AirStream. Im not sure where I want to live, but somewhere on west coast of Florida. Question is, can I do it now or must I wait? My only concern is really health insurance. Can you point me to other early retirement resources for single and 50?

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